Great Questions Regarding Difference Between Origins

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Carol asks…

What is the difference between origin and evolution?

Larry McCann answers:

Origin is where the central point comes from, i believe you mean creation and that is supposed to be a divine presence formed what we know today.

Evolution is where we have come from single celled entities to what we are today.

Joseph asks…

whats the difference between dragon age origins digital deluxe edition and the regular one?

Larry McCann answers:

The Digital Deluxe edition includes the game's original soundtrack and desktop wallpapers in digital form, as well as all the free DLC content of the Collectors' Edition (not in the UK version), plus a code to download the Warden's Keep DLC for free.

Richard asks…

What is the difference between origin of life, evolution and the theory of natural selection?

Larry McCann answers:

Origin of Life: Where it started what cause us to even be able to evolve and live.
Evolution: the process that causes new species.
Natural Selection: The Driving factor of Evolution. It causes evolution.

Maria asks…

What's the difference between Origin Forme Giratina and Altered Forme? (Pokemon)?

All I see is that Origin Forme has the ability Levitate. What else changes? Also, I can't view bulbapedia

Larry McCann answers:

Hi there :)

Well for starters, Origin Forme has a different look from Altered Forme, but the true differences is that Origin Forme has a higher ATT base than the Altered Forme, but the Altered Forme has a slightly higher Def base than the Altered Forme. In my opionion, if you want a powerful wall (and probably the strongest physical wall in the game), go with Altered Forme giratina, if you want a decent tank (good ATT and Def), go with the Origin Forme, but note that the Origin Forme cannot hold a useful item like choice band or life orb because its already holding the item that keeps it in Origin Forme, so go with Altered Forme

Hope this helps :)
~kaiser

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Great Questions Regarding Difference Between Origins
http://bit.ly/pfVgYo

Carol asks?

What is the difference between origin and evolution?

Larry McCann answers:

Origin is where the central point comes from, i believe you mean creation and that is supposed to be a divine presence formed what we know today.

Evolution is where we have come from single celled entities to what we are today.

Joseph asks?

whats the difference between dragon age origins digital deluxe edition and the regular one?

Larry McCann answers:

The Digital Deluxe edition includes the game's original soundtrack and desktop wallpapers in digital form, as well as all the free DLC content of the Collectors' Edition (not in the UK version), plus a code to download the Warden's Keep DLC for free.

Richard asks?

What is the difference between origin of life, evolution and the theory of natural selection?

Larry McCann answers:

Origin of Life: Where it started what cause us to even be able to evolve and live.
Evolution: the process that causes new species.
Natural Selection: The Driving factor of Evolution. It causes evolution.

Maria asks?

What's the difference between Origin Forme Giratina and Altered Forme? (Pokemon)?

All I see is that Origin Forme has the ability Levitate. What else changes? Also, I can't view bulbapedia

Larry McCann answers:

Hi there :)

Well for starters, Origin Forme has a different look from Altered Forme, but the true differences is that Origin Forme has a higher ATT base than the Altered Forme, but the Altered Forme has a slightly higher Def base than the Altered Forme. In my opionion, if you want a powerful wall (and probably the strongest physical wall in the game), go with Altered Forme giratina, if you want a decent tank (good ATT and Def), go with the Origin Forme, but note that the Origin Forme cannot hold a useful item like choice band or life orb because its already holding the item that keeps it in Origin Forme, so go with Altered Forme

Hope this helps :)
~kaiser

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Great Questions Regarding Difference Between Origins http://bit.ly/pfVgYo Carol asks…What is the difference between origin and evolution?Larry McCann answers:Origin is where the central point comes from, i believe you mean creation and that is supposed to be a divine presence formed what we know today.

Evolution is where we have come from single celled entities to what we are today.Joseph asks…whats the difference between dragon age origins digital deluxe edition and the regular one?Larry McCann answers:The Digital Deluxe edition includes the game's original soundtrack and desktop wallpapers in digital form, as well as all the free DLC content of the Collectors' Edition (not in the UK version), plus a code to download the Warden's Keep DLC for free.Richard asks…What is the difference between origin of life, evolution and the theory of natural selection?Larry McCann answers:Origin of Life: Where it started what cause us to even be able to evolve and live.
Evolution: the process that causes new species.
Natural Selection: The Driving factor of Evolution. It causes evolution.Maria asks…What's the difference between Origin Forme Giratina and Altered Forme? (Pokemon)?All I see is that Origin Forme has the ability Levitate. What else changes? Also, I can't view bulbapediaLarry McCann answers:Hi there :)

Well for starters, Origin Forme has a different look from Altered Forme, but the true differences is that Origin Forme has a higher ATT base than the Altered Forme, but the Altered Forme has a slightly higher Def base than the Altered Forme. In my opionion, if you want a powerful wall (and probably the strongest physical wall in the game), go with Altered Forme giratina, if you want a decent tank (good ATT and Def), go with the Origin Forme, but note that the Origin Forme cannot hold a useful item like choice band or life orb because its already holding the item that keeps it in Origin Forme, so go with Altered Forme

Hope this helps :)
~kaiserPowered by Yahoo! Answers

Great Questions Regarding Turbo Business

http://bit.ly/oDa69f

Daniel asks…

Is Turbo Tax Home and Business worth the extra money for me?

I have my own business (sole proprietor). It generates less than $10k per year and has no employees. I utilize deductions for home office, vehicle expenses and general office product expenses but that is about it. Is it worth buying the Turbo Tax Home Business or can I get away with buying the Deluxe version?

Larry McCann answers:

The important thing is that you get the right answer, and one that you can depend on. The Home Business program provides more hand-holding for those needing business guidance. A business with 10k of revenue often has as many issues as one with 200k in revenue.
So the answer is... It depends on your needs.

Carol asks…

In Turbo Tax Business what is the difference between reporting a "wash" equity sale as a cost or a loss?

If a tax payer is operating a day trading business what is the easiest way to report gains and/or losses in Turbotax Business if the broker is not on the import list? Is filing on paper the only option?

Larry McCann answers:

...
I believe so but see if you can get in contact with IRS and ask a rep just to be sure

Lizzie asks…

Will the Turbo Tax Home and Business edition help on quarterly payments?

Will Turbo Tax Home and Business edition help me to determine whether or not I have to make quarterly tax payments?

Will it help me determine what amounts those quarterly payments should be and how to make them?

Larry McCann answers:

Yes. It will base estimates on the assumption that the following year will be a lot like the previous year as far as income, dependents and deductions and credits.

John asks…

How do I add previous estimated quarterly payments (1040ez) while filing taxes via Turbo Tax Home & Business?

While I am doing my taxes using Turbo Tax (Home & Business online) how do I get it to factor in my previous estimated quarterly payments? It looks like the Federal Tax Due and MA Tax Due reflect the amount due before taking into account that I paid for previous quarters. Does it do it automatically? If not, where exactly do I input that info? Thanks!

Larry McCann answers:

Just follow the interview and it will ask you.

Maria asks…

Where to enter my Business Donation in Turbo Tax?

I use Turbo Tax yearly for my Home and LLC business. This year for the first time we made a large donation to our school system via the LLC. But I don't see anywhere in Turbo Tax to add this! I see on the personal side where to add donations, but what should I do on the Business Side?

I googled and searched Turbo Tax questions but it ALL relates to personal donations. But I donated company product to the schools, please help!

Larry McCann answers:

According to a recent webinar I listened to business expenses have to have a business purpose
Corporations are able to make donations that do not exceed 5% of their taxable income
how are you filing the LLC, as a corp, a partnership or sole proprietor?
And unless you purchased two programs, the one you bought will not handle the LLC,as a corp or partnership

Sharon asks…

I have a start up business, its a partnerhip? Should I go to a cpa or can I use turbo tax and do it myself?

I really didnt make much last year from the business but I had expenses on equipment, stationary,promotions to get it going. Is it something I can do myself on turbo tax for deductions or should I go with a cpa to get it right?

Larry McCann answers:

Doing a partnership return is a bit more difficult than a individual return. You can give it a try so you know how difficult it will be.

You can download the 1065 forms from www.irs.gov to see what they look like but to undestand all the available deductions (like Section 179 on Form 4562) it would take a while to get up to speed. Turbo Tax can accelarate the learning process.

Also, if you have a small business it may make sense to go to a CPA in order to have an advisor for other things. For instance, payroll and other business related questions like insurance.

Lisa asks…

Turbo Tax Help or any other software for business?

I'm using all my points today, I have a million questions it seems like today.

For those that have used Turbo Tax, will this allow me to File my business taxes or just regular 9-5 taxes? Do you know of any software similar that might work for business? I a just trying to avoid very large account fees. It's a very simple business so I just need something to allow me to plug in numbers.

If you have any suggestions, I would like to have your opinion of the product you used.


Thanks for your time.

Larry McCann answers:

Try TaxAct

I have narrowed down my choices to Turbotax and Taxact for filing taxes for my businesses. I'm just going to have run each one and see what saves more money.

Http://bit.ly/fnNli4

I hope that helps, and if you do it before I do let me know which one saved you more moolah.

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Great Questions Regarding Turbo Business
http://bit.ly/oDa69f

Daniel asks?

Is Turbo Tax Home and Business worth the extra money for me?

I have my own business (sole proprietor). It generates less than $10k per year and has no employees. I utilize deductions for home office, vehicle expenses and general office product expenses but that is about it. Is it worth buying the Turbo Tax Home Business or can I get away with buying the Deluxe version?

Larry McCann answers:

The important thing is that you get the right answer, and one that you can depend on. The Home Business program provides more hand-holding for those needing business guidance. A business with 10k of revenue often has as many issues as one with 200k in revenue.
So the answer is... It depends on your needs.

Carol asks?

In Turbo Tax Business what is the difference between reporting a "wash" equity sale as a cost or a loss?

If a tax payer is operating a day trading business what is the easiest way to report gains and/or losses in Turbotax Business if the broker is not on the import list? Is filing on paper the only option?

Larry McCann answers:

...
I believe so but see if you can get in contact with IRS and ask a rep just to be sure

Lizzie asks?

Will the Turbo Tax Home and Business edition help on quarterly payments?

Will Turbo Tax Home and Business edition help me to determine whether or not I have to make quarterly tax payments?

Will it help me determine what amounts those quarterly payments should be and how to make them?

Larry McCann answers:

Yes. It will base estimates on the assumption that the following year will be a lot like the previous year as far as income, dependents and deductions and credits.

John asks?

How do I add previous estimated quarterly payments (1040ez) while filing taxes via Turbo Tax Home & Business?

While I am doing my taxes using Turbo Tax (Home & Business online) how do I get it to factor in my previous estimated quarterly payments? It looks like the Federal Tax Due and MA Tax Due reflect the amount due before taking into account that I paid for previous quarters. Does it do it automatically? If not, where exactly do I input that info? Thanks!

Larry McCann answers:

Just follow the interview and it will ask you.

Maria asks?

Where to enter my Business Donation in Turbo Tax?

I use Turbo Tax yearly for my Home and LLC business. This year for the first time we made a large donation to our school system via the LLC. But I don't see anywhere in Turbo Tax to add this! I see on the personal side where to add donations, but what should I do on the Business Side?

I googled and searched Turbo Tax questions but it ALL relates to personal donations. But I donated company product to the schools, please help!

Larry McCann answers:

According to a recent webinar I listened to business expenses have to have a business purpose
Corporations are able to make donations that do not exceed 5% of their taxable income
how are you filing the LLC, as a corp, a partnership or sole proprietor?
And unless you purchased two programs, the one you bought will not handle the LLC,as a corp or partnership

Sharon asks?

I have a start up business, its a partnerhip? Should I go to a cpa or can I use turbo tax and do it myself?

I really didnt make much last year from the business but I had expenses on equipment, stationary,promotions to get it going. Is it something I can do myself on turbo tax for deductions or should I go with a cpa to get it right?

Larry McCann answers:

Doing a partnership return is a bit more difficult than a individual return. You can give it a try so you know how difficult it will be.

You can download the 1065 forms from www.irs.gov to see what they look like but to undestand all the available deductions (like Section 179 on Form 4562) it would take a while to get up to speed. Turbo Tax can accelarate the learning process.

Also, if you have a small business it may make sense to go to a CPA in order to have an advisor for other things. For instance, payroll and other business related questions like insurance.

Lisa asks?

Turbo Tax Help or any other software for business?

I'm using all my points today, I have a million questions it seems like today.

For those that have used Turbo Tax, will this allow me to File my business taxes or just regular 9-5 taxes? Do you know of any software similar that might work for business? I a just trying to avoid very large account fees. It's a very simple business so I just need something to allow me to plug in numbers.

If you have any suggestions, I would like to have your opinion of the product you used.


Thanks for your time.

Larry McCann answers:

Try TaxAct

I have narrowed down my choices to Turbotax and Taxact for filing taxes for my businesses. I'm just going to have run each one and see what saves more money.

Http://bit.ly/fnNli4

I hope that helps, and if you do it before I do let me know which one saved you more moolah.

Powered by Yahoo! Answers

@foursquare @identi @meme
-- take note! --
PLR Articles ? 200 New PLR Articles for Only $5
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Great Questions Regarding Turbo Business http://bit.ly/oDa69f Daniel asks…Is Turbo Tax Home and Business worth the extra money for me?I have my own business (sole proprietor). It generates less than $10k per year and has no employees. I utilize deductions for home office, vehicle expenses and general office product expenses but that is about it. Is it worth buying the Turbo Tax Home Business or can I get away with buying the Deluxe version?Larry McCann answers:The important thing is that you get the right answer, and one that you can depend on. The Home Business program provides more hand-holding for those needing business guidance. A business with 10k of revenue often has as many issues as one with 200k in revenue.
So the answer is... It depends on your needs.Carol asks…In Turbo Tax Business what is the difference between reporting a "wash" equity sale as a cost or a loss?If a tax payer is operating a day trading business what is the easiest way to report gains and/or losses in Turbotax Business if the broker is not on the import list? Is filing on paper the only option?Larry McCann answers:...
I believe so but see if you can get in contact with IRS and ask a rep just to be sureLizzie asks…Will the Turbo Tax Home and Business edition help on quarterly payments?Will Turbo Tax Home and Business edition help me to determine whether or not I have to make quarterly tax payments?

Will it help me determine what amounts those quarterly payments should be and how to make them?Larry McCann answers:Yes. It will base estimates on the assumption that the following year will be a lot like the previous year as far as income, dependents and deductions and credits.John asks…How do I add previous estimated quarterly payments (1040ez) while filing taxes via Turbo Tax Home & Business?While I am doing my taxes using Turbo Tax (Home & Business online) how do I get it to factor in my previous estimated quarterly payments? It looks like the Federal Tax Due and MA Tax Due reflect the amount due before taking into account that I paid for previous quarters. Does it do it automatically? If not, where exactly do I input that info? Thanks!Larry McCann answers:Just follow the interview and it will ask you.Maria asks…Where to enter my Business Donation in Turbo Tax?I use Turbo Tax yearly for my Home and LLC business. This year for the first time we made a large donation to our school system via the LLC. But I don't see anywhere in Turbo Tax to add this! I see on the personal side where to add donations, but what should I do on the Business Side?

I googled and searched Turbo Tax questions but it ALL relates to personal donations. But I donated company product to the schools, please help!Larry McCann answers:According to a recent webinar I listened to business expenses have to have a business purpose
Corporations are able to make donations that do not exceed 5% of their taxable income
how are you filing the LLC, as a corp, a partnership or sole proprietor?
And unless you purchased two programs, the one you bought will not handle the LLC,as a corp or partnershipSharon asks…I have a start up business, its a partnerhip? Should I go to a cpa or can I use turbo tax and do it myself?I really didnt make much last year from the business but I had expenses on equipment, stationary,promotions to get it going. Is it something I can do myself on turbo tax for deductions or should I go with a cpa to get it right?Larry McCann answers:Doing a partnership return is a bit more difficult than a individual return. You can give it a try so you know how difficult it will be.

You can download the 1065 forms from www.irs.gov to see what they look like but to undestand all the available deductions (like Section 179 on Form 4562) it would take a while to get up to speed. Turbo Tax can accelarate the learning process.

Also, if you have a small business it may make sense to go to a CPA in order to have an advisor for other things. For instance, payroll and other business related questions like insurance.Lisa asks…Turbo Tax Help or any other software for business?I'm using all my points today, I have a million questions it seems like today.

For those that have used Turbo Tax, will this allow me to File my business taxes or just regular 9-5 taxes? Do you know of any software similar that might work for business? I a just trying to avoid very large account fees. It's a very simple business so I just need something to allow me to plug in numbers.

If you have any suggestions, I would like to have your opinion of the product you used.


Thanks for your time.Larry McCann answers:Try TaxAct

I have narrowed down my choices to Turbotax and Taxact for filing taxes for my businesses. I'm just going to have run each one and see what saves more money.

Http://bit.ly/fnNli4

I hope that helps, and if you do it before I do let me know which one saved you more moolah.Powered by Yahoo! Answers

Great Questions Regarding Premium Listing House

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Mandy asks…

I live in MD and will be move to Tenn who do I speak to about put my name on list for low income housing?

How many different housing programs is there for low income people living off disability? Do they all require 30% of your gross disability amount. Or is the 30% taken from the amount left over after they take out for your Medicare Premium which in my case is $96.40.

Larry McCann answers:

There are several programs. You can not apply if you do not already reside or work in the county though. You will have to move first.

Jenny asks…

Where can I add my name to health insurance waiting list and what are average waiting times?

In our state we imposed rent controls 10 years ago to help the poor with more affordable housing, and apartments available for rent disappeared from the market for some mysterious reason. I spent 6 years on a waiting list and still my turn never came. To tell you the truth almost all vacancies are filled either through bribes or nepotism.

One week ago our Governor imposed price controls on health care insurance premiums to help the poor with more affordable health care, and policies available for purchases disappeared from the market for some mysterious reason.

Larry McCann answers:

You have the wrong perspective on government assistance. Many cities have public housing waitlists for 10 years long like Los Angeles but there are waitlists for Section 8 vouchers that are another program. That usually takes 4 -5 years. Rent control was not for poor people. It was aimed at preventing price-gouging by unscrupulous owners who could rent for more money but the regulation did not eliminate housing units it enabled middle income people to have housing. If you are middle income you can apply for some programs. The new health insurance plan which helps everyone to be insured starts in 4 years.

Over the years, there has not been enough affordable housing units built to keep up with demand as the economy has put more people into the poverty class. Price controls help everyone except the wealthy. If insurance companies don't issue as many policies, that shows you they are greedy and single-minded and have no social conscience. Price controls don't help the poor because they cannot afford anything to begin with and have their own programs.

There has to be a balance between government interference in private business for social justice, and letting the private market function with wild abandon. Government has limits on its powers. It does not always work out to make everyone happy. We have economists and cost accountants who figure these things out. Otherwise you'd have a country with no laws and no functioning government.

Donna asks…

Can I deduct the points paid on tax refund?

I received a 1098 and it has an amount listed in box 2 under points paid on purchase of principal residence. I just bought the house in August and this 1098 came from the bank I originally bought the house through. They only held the account for one month and sold it to another bank as they do not hold mortgage accounts for longer than 1 month. It also has amounts in the interest received and the mortgage insurance premiums. Any advise?

Larry McCann answers:

Yes they are deductible on schedule A if you have enough to itemize.
Your total itemized deductions should be more than your standard deduction to benefit you. You can claim on schedule A such things a medical expenses in excess of 71/2 of you adjusted gross income,mortgage interest and points, property taxes, sales tax or state and local income tax., Charity,and unreimbursed employee business expenses in excess of 2% of your adjusted gross income.

I am sending you a few links that might be helpful.

Christine EA Master Tax Adviser
Check out my profile

This advice was prepared based on our understanding of the tax law in effect at the time it was written as sit applies to the facts that you have provided. Http://www.hrblock.com/taxes/tax_tips/index.html
http://bit.ly/jo0Jt

Carol asks…

What do you think YOUR monthly Health Premiums will cost?

My daughter has 4 children and she pays 480.00 a month for a family plan. she expects that to more than double under the health care plan.

We have a handicapped child that will raise the new premiums

.http://www.house.gov/apps/list/press/tx08_brady/pr_100728_hc_chart.html
Rocky Mtn High,
Exactly. I had one child BECAUSE that was how many I felt I could afford and I have always paid cash. I may spend $600 a year and that covers prescriptions!

Larry McCann answers:

Specifically why do you expect your premiums to increase? Because the insurance companies are forced to take sick people with pre-existing conditions and they will pass the cost of paying claims on to everyone else? Well, that is why we should have voted for a public option but the public did not see that as a good solution. It would have pressured the private insurers to reduce their premiums.

Lisa asks…

My house was burglarized on April 13, 08. I have insurance but not a cent has been paid to me..what can I do?

Yes, the premiums were paid and the insurance was in force and yes it was a homeowners policy which covers burglary. I have complied with all of their document requests, listing of all stolen items with pricing on THEIR form, copy of police report, copy of phone log, undergone interview by their own hired investigator, provided company name and info for the hiring of rental truck that was to bring furniture back to our other residence. I have done everything they have asked and they are still "investigating". I am out $50K on this and they still haven't paid me a cent. July 13 will have been three months since the incident....what can I do to get these guys? Help me people!

Larry McCann answers:

50K is a lot of money. I am not surprised they are still investigating.

Have you called them to see how much longer you can expect this to take? Really, that seems to be the only thing you can do at this point. Do you know who the adjuster is? Speak to them directly.

Mary asks…

Can my homeowners insurance REQUIRE receipts for everything taken during a break-in?

I recently had my car broken into in front of my house, as did 7 other neighbors. We had several items taken: Zune, baseball tickets, passport, wallet, noise canceling earphones, sunglasses, prescription glasses, watch (I know it was dumb to have that much stuff in the glove compartment and center console). Anyway, we filed a police report and then filed a insurance claim. I was told to send in a list of items that were lost, approx. how old the items are, and what the cost to replace the item will be. Well, I just received a letter stating I need to provide receipts for the items. I called the insurance office and said I don't have receipts for the Zune but I have a serial #, I don't have a receipt for my passport (I can show pictures of Europe and can provide the stolen passport #), I don't have anything for the noise canceling earphones because they were a Christmas gift, but I can provide info for the watch, glasses, sunglasses. I was told that I need to call my in-laws to ask them for a receipt for the headphones, which I did and they don't have anything (it has been 9 months). I was told I need to figure out something else to provide proof that I had a passport. Is this legit? What can I do? It seems like they are making me out to be the criminal. I have had the same insurance company for my cars and homeowners since 1996 and have not made any claims on either policy! The insurance company sure has no problems collecting my premiums but when something happens they sure don't want to have to pay.

Larry McCann answers:

The federal government keeps records of the passports that they issue. They can look up the passport number in their computer and verify that it was issued to you.

Also, you should immediately report the theft of the passport to the federal agency that issues them, so that they can flag it in their computers to ensure that anyone attempting to use it to enter the U.S. Gets stopped.

Maria asks…

If 2 sisters buy a house together...?

and they are both listed as owners of the property and are both on the mortgage, can only one of them claim the new homeowner credit and the mortgage insurance premiums, taxes, etc or must they split the credits/deductions?

Larry McCann answers:

You claim what you actually paid as far as deductions are concerned. You may split the FTHB credit any way that you choose. A 50-50 split is common but it's up to the two of you to decide. The only restriction is that if either of you are ineligible that person cannot claim any of it. The other could claim the entire credit though since you are not married to each other.

Daniel asks…

Unmarried, co home owners, how would itemizing work?

I have a good question for a tax guru.

Me and my boyfriend co-own a house. We're unmarried (obviously).

We received a statement from our bank which has listed the interest paid...the taxes paid....and the mortgage insurance premiums paid.

I'm wondering if this is any relevance to us and how we should (if we should) go about claiming it. Would just 1 of us be able to itemize it....or would we both have to split it and itemize it? (I believe if we split it and itemize it, it would come out to less than a standard deduction).

Larry McCann answers:

If you both paid the house payments equally you can split the deductions. If he paid all then he deducts all. This is probably better anyway since splitting puts you below the standard deduction. If his SS number is on the 1098 form this should be no problem.

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